Your bills tell your past, but they also tell your future. Every debt, every monthly payment, every dollar you owe is a claim against your future. Debt affects what you can — and cannot — do about your future. And when you pay off the credit cards and IOUs, you open up new worlds of financial possibilities for yourself. You have more to spend, more to save, and a whole lot less to worry about.
— Elizabeth Warren & Amelia Warren Tyagi, All Your Worth
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