Where We Are
According to research conducted in late 2002 by RoperASW, although 88 percent of Americans have enough money to make their rent or mortgage payments every month and nearly as many have enough money to buy the things they need, only 44 percent can afford to pay off their credit cards each month, and only 52 percent say they’d have enough saved to weather a financial hardship.
— Jean Chatzky, Pay It Down




