For most of us, debt can be a trap that forces us to work longer than we should have to. What puts us into debt are bad habits such as running up balances on our credit cards and then paying them down slowly, if at all. You can be hurt and held down by habits like these, or you can take action to break them. One of the most important lessons [to learn] is that Automatic Millionaires don’t do debt.
— David Bach, The Automatic Millionaire
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