All you have to do to begin your recovery and open the door to total freedom is avoid taking on any new debt today. I don’t avoid debt tomorrow, next week, next month, or next year. That’s too much to think about. I just do it today, one day at a time. And these days, I have more prosperity in my life and enjoy it more than ever I did before.
— Jerrold Mundis, How to Get Out of Debt, Stay Out of Debt, and Live Prosperously
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