Spending Plan
I love the concept of a plan. With plans cities are built, battles are won, and chaos is turned to order. You need a financial plan for today, tomorrow, a month from now, a year from now, right on through your retirement. You must design a tailor-made plan that works for you. It has to be tailor-made for your lifestyle, your needs, your goals. With a plan, you control your finances, you slip into the driver’s seat of your money life. With a spending plan you can really become the manager of your future instead of just letting life happen to you.
— Mary Hunt, The Cheapskate Monthly Money Makeover
