Debt Warp holds that our whip-it-out credit card culture makes it so easy to buy stuff that people delude themselves into thinking they’re more affluent, better set for the future, than they are. Debt Warp reshapes reality and turns age-old precepts about frugality upside down. We are so accustomed to buying things we really don’t need, or can’t afford, that indebtedness starts to feel like a normal state of being, not an affliction.
— Lee Eisenberg, The Number
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