If you proceed with your financial life the way it is now, you are settling. You are doing absolutely nothing to change your situation. In order to live a life of richness, a life free of the bondage, weight, and burden of debt, you have to summon from the deepest recesses of your soul every ounce of courage you have and put the process of getting out of debt in motion.
— Suze Orman, The Courage to Be Rich
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