Achieving Discipline
We have discussed how the strengths and weaknesses in your life will affect your personal finances, but we cannot leave that subject without dealing with one of life’s dirtiest words — discipline. You will have conflict, worry, shortages, and general lack of fun until you achieve some discipline in the handling of your funds. I am not saying you have to run or live in a financial boot camp, but you must start to think before you sign that check. You must begin today to look at your finances differently from how you have done so before. You must recognize that you must bring your finances totally under your control.
— Dave Ramsey, Financial Peace
