Spending Problem
How many times have you heard someone say, “If only I could make a little more money, I could really get my financial act together?” How many times have you said it yourself? Ask most couples the source of their financial problems and they will tell you it’s that they don’t make enough money. The truth is that most couples don’t have an income problem; what they have is a spending problem.
— David Bach, Smart Couples Finish Rich




