Perhaps it’s time for you to force a little financial maturity upon yourself. It’s okay to have a balance in your checking account. It will not burn a hole there; just keep your mitts off it and allow your plan to work. Believe me, it will all come out right by the end of the year if you will be patient, diligent, persistent, mature, and disciplined.
— Mary Hunt, The Cheapskate Monthly Money Makeover
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