To maintain your wealth, you must take control of your spending. But don’t develop a budget; develop a spending plan. How’s that for Transformational Vocabulary? Truly, if a budget is done effectively, it is a spending plan. It’s a means for you — or if you’re married, you and your spouse — to decide what you want to spend money on in advance rather than get caught up in the moment.
— Anthony Robbins, Awakening the Giant Within
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