The other key to staying ahead of the game is saving. You need a savings stash to keep you from sliding back into debt. Think about it: You’re moving along, putting aside your $10 a day, paying down your credit cards, making terrific progress. Then your dog gets a nasty double ear infection. Between trips to the vet and strangely pricey medications, this ends up costing you close to $200. Where is that money going to come from?
— Jean Chatzky, Pay It Down!
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