The credit card companies don’t care whether you’re addicted; they’d prefer that you are. They will offer people credit whether the consumer can handle it or not. It’s up to the individual to make the decision as to what tools they will use. Credit cards are a part of life in this country, and they’re […]

Perform some action from your financial recovery plan every day, even if it’s just balancing your checkbook to keep your finances in order. This will build positive momentum. You won’t always have the awareness to think about your plan consciously, so it’s important to habitualize the routine actions, so you learn to do them automatically. […]

If you are heading the wrong way, remember that God permits U-turns.  … It is you and only you who can act to change the course of your financial vehicle.  You must grab hold of that steering wheel, turn it, and drive yourself in the right financial direction.
— Suze Orman, The Laws of Money, The […]

Always remember that, no matter how good any financial situation may look at the moment, if it is not grounded in the truth, the foundation it has been built upon will eventually crumble.  Lies destroy money, and truth creates it. … If you lie about who you are with your money, you will tend to […]

… accept and acknowledge how you honestly feel about your financial situation.  When you’re broke or in debt, you know something isn’t right.  That sinking feeling you get whenever a bill arrives in the mail isn’t healthy.  When your finances are strong, a bill is nothing but a piece of paper that takes two minutes to process.  But […]

…you should only buy things that add value to your life.  A budget is, in every sense, your money value compass.  As Covey talks about in Seven Habits, your To-Do list should reflect what you value.  A budget is your money’s To-Do list.
— Jesse Mecham, YouNeedABudget founder; “Interview with Jesse Mecham”

…I have been on the lookout for how the financial predicaments of the people who write, call, phone, and email me for advice have actually started with a simple lie.  Here is what I have discovered from my many thousands of observations: When it comes to your money, almost every hour of every day presents […]

Why is getting out of credit card debt so important?  Because this kind of debt, in which you are paying for your present-day desires at the cost of your future needs, is really a form of bondage to the past.
— Suze Orman, The Laws of Money, The Lessons of Life

We all want quick fixes.  We’d rather do something once and call it done than commit to something long term with gradual results.  So when we learn that we have to commit to a process, instead of performing a single task, we procrastinate and do nothing.  But with finance — just as with fitness — […]

Stop wishing for more money and start managing the money you have. Write down how you will spend (or save) your next paycheck—every single dollar of it. Become a skillful manager so that when more money flows into your life, you’ll know where to put it for the greatest benefit.
— Mary Hunt, “Money Myths That […]

Money on its own is neither good nor bad. Our beliefs and attitudes about money are what make it such a powerful force in our lives. And with good reason. Money determines where we live, what we drive, and where our kids go to school. The trouble starts when our money beliefs are not based […]

When lies are woven into the fabric of your financial life, that fabric will inevitably fray.
 
Over the years I have come to learn that, to one extent or another, most people tend to lie about who they are when it comes to their money.  I have learned the hard way that financial lies destroy lives, […]