Draining the Pool

Most of us think of our money as existing in a pool:  Here is the pool of what I have to spend this month.  And, no matter what, the pool gets drained every month, replenished, then drained again.  But think about this.  So many of our expenses are finite — we pay for a one-time item, or some expense goes away.  Then what happens?  The money we have been paying for an expense that is now behind us simply goes back into the pool and gets drained away, one way or another, with the rest of our money today, when it could instead be redirected into money for tomorrow.

— Suze Orman, The Courage to Be Rich



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