Actually, respect, approval, and admiration — even friendship and love — are given much more freely to people who are confident and secure in their personal finances, who are solvent and who’ve stopped debting, than they are to those who aren’t and who haven’t.
— Jerrold Mundis, How to Get Out of Debt, Stay Out of […]

The list of reasons for not doing very well in your life is actually a very short list.  It should contain only your name.
— Larry Winget, You’re Broke Because You Want to Be

Your height is a permanent condition.  So is the color of your eyes.  Your debt is not.  It’s a situation.  Situations are temporary.  A cold is a situation.  You didn’t always have it; you won’t have it forever.  Debt is nothing more than that.
— Jerrold Mundis, How to Get Out of Debt, Stay Out of […]

I had a guy tell me the reason he couldn’t get ahead and pay his bills was because he wasn’t good at math.  Lousy excuse.  Especially since this guy was only working nine hours per week!  Math wasn’t his problem.  Work was his problem.
— Larry Winget, You’re Broke Because You Want to Be

I was just like most people who finally had money.  Rather than act responsibly with my newfound cash flow, I felt I was entitled to make up for lost time by eating out every night, hitting the clubs, taking nice vacations, and filling my life with whatever gadgets I wanted.  I thought picking up the […]