There are people who are addicted to shopping, and then there are people who just spend more than they make. More and more people every year fall into the latter category. According to a Roper survey, fewer Americans in 2004 than in the two previous years said they planned to cut back when it comes […]

Often the best thing you can do to create mastery in any area of your life is to raise a belief to the level of conviction. Remember, conviction has the power to drive you to action, to push you through all kids of obstacles. Beliefs can do this as well, but some areas of your […]

The Edge is a miserable place to live. People who exist from paycheck to paycheck live there. They spend all they have. And when something unexpected happens, they must either take a flying leap into the darkness below or run to the credit cards, the finance company, or worse, the bankruptcy court.
— Mary Hunt, Debt-Proof […]

The single most significant decision you make on a daily basis is your choice of attitude.  It’s the difference between letting life happen to you or taking control and making it happen.  Debt-proofing your attitude is the difference between your financial situation controlling your life or you taking control of your finances.
— Mary Hunt, Debt-Proof […]

Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy pocket begin to thrive; creditors will not insult, nor want oppress, nor hungerness bite, nor nakedness freeze thee.
— Benjamin Franklin