Many people have not learned to delay gratification and want in their twenties for what took their parents 40 years to earn and acquire.  Many fall into the trap of focusing on what they want now instead of what matters most long term.  …One of the biggest mistakes we make in life is that we […]

Every choice carries a consequence.  For better or worse, each choice is the unavoidable consequence of its predecessor.  There are not exceptions.  If you can accept that a bad choice carries the seed of its own punishment, why not accept the fact that a good choice yields desirable fruit?
— Gary Ryan Blair

My life and business style was/is to be financially prudent and very honest, to hedge against potential bad outcomes, etc.. I can’t begin to tell you how well that worked out and how I watched others that had a deficit of economic common sense and business morality crash and burn in the same area of […]

One of the advantages of living a life of economic solvency is you don’t have to spend too much time in petty disputes with bank clerks.
— “Trail,” blog commenter, regarding an individual who was upset that her bank was reducing her HELOC