The fact that you don’t have any money is a result of all your other problems.  You have thinking problems.  Attitude problems.  Self-esteem problems.  You are lazy.  You lack discipline.  You lack goals.  Your priorities are out of whack.
 
Your biggest problem is not in your wallet or your bank account.  Your biggest problem is between [...]

None of the people I’ve helped on my television show has had a written-down plan.  Not even a 3×5 card with one sentence on it.  Not a Post-It note. Nothing.
 
And they wonder why their lives are such disasters.  Isn’t it obvious?  They don’t have a plan for their life to be anything other than a [...]

Imagine this:  You are sitting on your sofa watching the television coverage of a disaster.  Something like Hurricane Katrina has just happened and you want to help.  You would love to write a check for a thousand dollars, or ten thousand dollars, or maybe even just ten dollars, but you can’t — you’re broke.  When [...]

Comfortable means you don’t feel bad but you don’t feel all that great, either.  Most people are comfortable.  That’s the problem.  Comfortable people don’t feel bad enough to change but don’t feel good enough to really be able to enjoy their lives.  Either way, their future is doomed.
 
People never make changes when they are comfortable.  [...]

The list of reasons for not doing very well in your life is actually a very short list.  It should contain only your name.
— Larry Winget, You’re Broke Because You Want to Be

I had a guy tell me the reason he couldn’t get ahead and pay his bills was because he wasn’t good at math.  Lousy excuse.  Especially since this guy was only working nine hours per week!  Math wasn’t his problem.  Work was his problem.
— Larry Winget, You’re Broke Because You Want to Be

It may be ugly for you and things may be truly bleak, but you can always get ahead.  I am not going to insult you by telling you it will be easy.  At times, digging out of your mountain of debt to get ahead will be overwhelming.  But know this:  You can do it if [...]

Affirmations are fine, but affirmations alone don’t change your life.  You can say, “I am rich, I am rich, I am rich” until your face turns the color of money, but until you stop doing stupid stuff with your money and start doing smart stuff with your money, you will still be broke.  Affirmation without [...]