I am indeed rich, since my income is superior to my expense, and my expense is equal to my wishes.
— Edward Gibbon

Money is one form of power.  But what is more powerful is financial education.  Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth.  The reason positive thinking alone does not work is because most people went to school and never […]

“My parents never taught me about money” is a commonly-expressed explanation for people’s financial dilemmas.  The fact is that all of us were taught by the financial behaviors modeled for us by our parents.  The first things most of us learned was that you rarely talk about money, but when you do, you “talk” about […]

Money is always on its way somewhere.  What we do with it while it’s in our keeping says much about us.
— Rosalie Maggio

If broke people are making fun of your financial plan, you’re on track.
— Dave Ramsey, Radio Show, 2007-06-08

A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness.  And we ALL are weak.
— Dave Ramsey, Total Money Makeover

Respect the life energy you are putting into your job.  Money is simply something you trade your life energy for.  Trade it with purpose and integrity for increased earnings.  Ask yourself:  Am I making a living or making a dying?
— Joe Dominguez and Vicki Robin, Your Money or Your Life

If you monitor your financial health quarterly, you can spot your weaknesses quickly and adjust.  One of the secrets of becoming financially fit is staying on top of your situation.
— Susan Feitelberg, Net Worth Workout

Analysis paralysis is one end of the spectrum; the other end is flying blind.  Sometimes people just coast along, fearing to ask questions and learn what they’ve been missing.  And it’s especially hard to change your habits when you conclude “there’s never enough time,” or that you’ve never been good with money.  This defeatist attitude […]

If you show money the respect it deserves today, and carry it through in all your actions, then one day, when you can no longer take care of it, your money will take care of you.  Respecting your relationship with money, you see, is the key not only to your security and independence, but to […]

For financial stuff I always listened to my father, a Republican investment banker.  He told me if I always pay my bills with one-third, save one-third and screw around with the last third, I’ll be okay, no matter how much I earn.  It’s the one thing he said that I listened to, and I have […]

If shame, fear, or anger is at the wheel, then I can promise you, you are not on a course toward richness.  By having the courage to face and overcome your inner obstacles, however, you will change the outer trappings of your financial life forever.
— Suze Orman, The Courage to Be Rich

Most of us think of our money as existing in a pool:  Here is the pool of what I have to spend this month.  And, no matter what, the pool gets drained every month, replenished, then drained again.  But think about this.  So many of our expenses are finite — we pay for a one-time […]

Perform some action from your financial recovery plan every day, even if it’s just balancing your checkbook to keep your finances in order. This will build positive momentum. You won’t always have the awareness to think about your plan consciously, so it’s important to habitualize the routine actions, so you learn to do them automatically. […]

Always remember that, no matter how good any financial situation may look at the moment, if it is not grounded in the truth, the foundation it has been built upon will eventually crumble.  Lies destroy money, and truth creates it. … If you lie about who you are with your money, you will tend to […]