… accept and acknowledge how you honestly feel about your financial situation.  When you’re broke or in debt, you know something isn’t right.  That sinking feeling you get whenever a bill arrives in the mail isn’t healthy.  When your finances are strong, a bill is nothing but a piece of paper that takes two minutes to process.  But [...]

…you should only buy things that add value to your life.  A budget is, in every sense, your money value compass.  As Covey talks about in Seven Habits, your To-Do list should reflect what you value.  A budget is your money’s To-Do list.
— Jesse Mecham, YouNeedABudget founder; “Interview with Jesse Mecham”

…I have been on the lookout for how the financial predicaments of the people who write, call, phone, and email me for advice have actually started with a simple lie.  Here is what I have discovered from my many thousands of observations: When it comes to your money, almost every hour of every day presents [...]

We all want quick fixes.  We’d rather do something once and call it done than commit to something long term with gradual results.  So when we learn that we have to commit to a process, instead of performing a single task, we procrastinate and do nothing.  But with finance — just as with fitness — [...]

Stop wishing for more money and start managing the money you have. Write down how you will spend (or save) your next paycheck—every single dollar of it. Become a skillful manager so that when more money flows into your life, you’ll know where to put it for the greatest benefit.
— Mary Hunt, “Money Myths That [...]

Money on its own is neither good nor bad. Our beliefs and attitudes about money are what make it such a powerful force in our lives. And with good reason. Money determines where we live, what we drive, and where our kids go to school. The trouble starts when our money beliefs are not based [...]

When lies are woven into the fabric of your financial life, that fabric will inevitably fray.
 
Over the years I have come to learn that, to one extent or another, most people tend to lie about who they are when it comes to their money.  I have learned the hard way that financial lies destroy lives, [...]

Winning at money is 80 percent behavior and 20 percent head knowledge. Most of us know what to do, but we just don’t do it.
— Dave Ramsey, Total Money Makeover

Get in Total Attack Mode. All you have to do is execute, execute, execute now.  If your friends that are broke aren’t making fun of you, then you are not on track.  If your family says, “Look, they’ve joined a cult!” then you are right on track.
— Dave Ramsey, from his syndicated radio program, 2006-11-24

Money itself is a teacher.  You learn the lessons that tell you who you are in many ways — through relationships, through school and work, through what gives you pleasure and pain, by trying to make your dreams come true.  But one of the primary ways you learn who you are is through your money: [...]

Discipline does not mean suppression and control, nor is it adjustment to a pattern or ideology.  It means the mind sees “what is” and learns from “what is.”
— J. Krishnamurti

I can remember coming home one day, I was working two jobs, teaching school and working in the summer in the New Franklin laundry to make ends meet, and having my wife say, “Give me your wallet.” And I gave her my wallet. And at this time — this was the early 1970s — everybody was giving [...]

Doing money right is not a core competency for most people.  This is either a baffling irony or a natural consequence of a materialistic culture.  People feel stupid about money, so they keep it at arm’s length, sometimes for decades.  People may be OK when it comes to earning money and quite adept at spending [...]

Money isn’t that hard.  Getting straight with your money can be challenging — in the sense that you may have to make some difficult choices and break some long-standing habits — but it isn’t complicated.  You don’t have to be great at math, and you don’t have to understand a lot of specialized financial terms.  [...]

My wife does most of the investing, but she does it from the heart. We look for things we would like to happen — very positive. We don’t own any tobacco stock, for instance. Because it’s not about money. Money’s just the flower. You plant a seed and then the flower comes out, or you plant [...]