I know that who I am today is the sum total of all I’ve been in the past, all the things I’ve done, and the experiences I’ve had.  Every day I acknowledge how easily I could go back to my old ways, that my dignity and self-worth do not come from possessions, and that my […]

When you’re at the bottom, there’s only one way to look, and that is up.
— Mary Hunt, Debt-Proof Your Marriage

If we did all the things we are capable of doing, we would literally astound ourselves.
— Thomas A. Edison

Until the pain became unbearable, I was not willing to change.  Pain brings change.  Crisis precedes progress.  And change exposes our weaknesses.  No wonder so many of us avoid change at any cost.
— Mary Hunt, The Best of the Cheapskate Monthly

Knowing what to do is not enough.  You must also do what you know.
— Anthony Robbins, Awaken the Giant Within

Too often people never even begin to pursue a goal out of their fear that they’ll fail.  Or worse, they start pursuing a goal, then give up too soon.  They may have been on track to achieve what they want, but they fail to maintain the patience of the stonecutter.  Because they’re not getting immediate […]

Perform some action from your financial recovery plan every day, even if it’s just balancing your checkbook to keep your finances in order. This will build positive momentum. You won’t always have the awareness to think about your plan consciously, so it’s important to habitualize the routine actions, so you learn to do them automatically. […]

If you are heading the wrong way, remember that God permits U-turns.  … It is you and only you who can act to change the course of your financial vehicle.  You must grab hold of that steering wheel, turn it, and drive yourself in the right financial direction.
— Suze Orman, The Laws of Money, The […]

… accept and acknowledge how you honestly feel about your financial situation.  When you’re broke or in debt, you know something isn’t right.  That sinking feeling you get whenever a bill arrives in the mail isn’t healthy.  When your finances are strong, a bill is nothing but a piece of paper that takes two minutes to process.  But […]

We all want quick fixes.  We’d rather do something once and call it done than commit to something long term with gradual results.  So when we learn that we have to commit to a process, instead of performing a single task, we procrastinate and do nothing.  But with finance — just as with fitness — […]

Winning at money is 80 percent behavior and 20 percent head knowledge. Most of us know what to do, but we just don’t do it.
— Dave Ramsey, Total Money Makeover

Get in Total Attack Mode. All you have to do is execute, execute, execute now.  If your friends that are broke aren’t making fun of you, then you are not on track.  If your family says, “Look, they’ve joined a cult!” then you are right on track.
— Dave Ramsey, from his syndicated radio program, 2006-11-24

Nothing in the world can take the place of persistence. Talent will not; nothing is more common than unsuccessul men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination are omnipotent. The slogan “press on” has solved and always will […]

Without knowing where you are on the map, you won’t know whether to turn left or right going out the door, no matter how clear your goal.  It’s a real challenge to acknowledge consciously the total inventory of what you’ve created in your work and your life.
— David Allen, Ready for Anything

Thought is useful when it motivates for action, and a hindrance when it substitutes for action.
— Bill Raeder