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	<title>Debtspiration &#187; Spending</title>
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	<description>Where money, inspiration, and motivation come together.</description>
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		<title>Slipped-Away Spending</title>
		<link>http://www.debtspiration.com/suze-orman/slipped-away-spending/</link>
		<comments>http://www.debtspiration.com/suze-orman/slipped-away-spending/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 04:14:04 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Spending]]></category>
		<category><![CDATA[Suze Orman]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2006/03/17/slipped-away-spending/</guid>
		<description><![CDATA[Most of us believe, or deceive ourselves into believing, that we need about $1,000 to $1,500 a month less than we actually do need to go on living the exact same way we live right now. Surprisingly, this figure seems to vary only a little bit regardless of income levels. If a client writes down [...]]]></description>
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		<title>The Myth of More</title>
		<link>http://www.debtspiration.com/spending/the-myth-of-more/</link>
		<comments>http://www.debtspiration.com/spending/the-myth-of-more/#comments</comments>
		<pubDate>Mon, 09 Mar 2009 00:02:29 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Joe Dominguez]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2006/05/the-myth-of-more/</guid>
		<description><![CDATA[We build our working lives on this myth of more.  Our expectation is to make more money as the years go on.  We will get more responsibility and more perks as we move up in our field.  Eventually, we hope, we will have more possessions, more prestige and more respect from our community.  We become [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Spending Less: A Catalyst</title>
		<link>http://www.debtspiration.com/mary-hunt/spending-less-a-catalyst/</link>
		<comments>http://www.debtspiration.com/mary-hunt/spending-less-a-catalyst/#comments</comments>
		<pubDate>Thu, 29 Jan 2009 00:42:46 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Mary Hunt]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2006/08/spending-less-a-catalyst/</guid>
		<description><![CDATA[Here&#8217;s what I want you to know and understand: reducing our spending was the catalyst that started the dramatic and permanent change in our lives.  And that change was not limited to our finances.  It was all-pervasive.  Learning the power of living below our means gave us the life we love.  It affected our relationship, [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Power Over Money</title>
		<link>http://www.debtspiration.com/suze-orman/power-over-money/</link>
		<comments>http://www.debtspiration.com/suze-orman/power-over-money/#comments</comments>
		<pubDate>Mon, 10 Nov 2008 06:02:18 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Spending]]></category>
		<category><![CDATA[Suze Orman]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2006/05/power-over-money/</guid>
		<description><![CDATA[Financial freedom requires not just insights but also actions, and to carry out these actions you must learn about money and how it needs to be treated.  True financial freedom is not only having money, but having power over that money as well.
— Suze Orman, The 9 Steps to Financial Freedom
]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Social Pressures of Spending</title>
		<link>http://www.debtspiration.com/spending/social-pressures-of-spending/</link>
		<comments>http://www.debtspiration.com/spending/social-pressures-of-spending/#comments</comments>
		<pubDate>Sun, 19 Oct 2008 16:20:29 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Consumerism]]></category>
		<category><![CDATA[Lee Eisenberg]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2006/06/social-pressures-of-spending/</guid>
		<description><![CDATA[Where&#8217;s the peer pressure to live small today so that we might live comfortably tomorrow?  Where&#8217;s the celebrity spokesperson to tell us how way cool it is to eschew the little luxuries of the moment in order to afford a long-term-care policy?  Where&#8217;s the slick marketing campaign that can convince us to forgo a year&#8217;s [...]]]></description>
		<wfw:commentRss>http://www.debtspiration.com/spending/social-pressures-of-spending/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Clinging to Affluence</title>
		<link>http://www.debtspiration.com/spending/clinging-to-affluence/</link>
		<comments>http://www.debtspiration.com/spending/clinging-to-affluence/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 14:53:22 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Consumerism]]></category>
		<category><![CDATA[Joe Dominguez]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2006/06/clinging-to-affluence/</guid>
		<description><![CDATA[Perhaps we cling to our affluence — even though it isn&#8217;t working for us or the planet — because of the very nature of our relationship with money.  As we shall see, money has become the movie screen on which our lives play out.  We project onto money the capacity to fulfill our fantasies, allay [...]]]></description>
		<wfw:commentRss>http://www.debtspiration.com/spending/clinging-to-affluence/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Failure to Plan</title>
		<link>http://www.debtspiration.com/saving/failure-to-plan/</link>
		<comments>http://www.debtspiration.com/saving/failure-to-plan/#comments</comments>
		<pubDate>Wed, 06 Aug 2008 06:05:11 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Mary Hunt]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2006/08/failure-to-plan/</guid>
		<description><![CDATA[Failure to plan is expensive.  Choosing to anticipate is the way to head off the big financial blows, because you are buying a commodity more precious than money: time.
— Mary Hunt, Live Your Life for Half the Price
]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Money Apathy</title>
		<link>http://www.debtspiration.com/suze-orman/money-apathy/</link>
		<comments>http://www.debtspiration.com/suze-orman/money-apathy/#comments</comments>
		<pubDate>Tue, 08 Jul 2008 23:10:19 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Spending]]></category>
		<category><![CDATA[Suze Orman]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2006/03/19/money-apathy/</guid>
		<description><![CDATA[In time that $22,000 [inheritance] will inevitably go down to $20,000, then $15,000, and before you know it, it will be gone. Most likely the balance on Karen&#8217;s secret credit card will be higher as well. What happened to Karen happens to most of us. We&#8217;re afraid to really look at our finances head-on, to [...]]]></description>
		<wfw:commentRss>http://www.debtspiration.com/suze-orman/money-apathy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Having It All</title>
		<link>http://www.debtspiration.com/spending/having-it-all/</link>
		<comments>http://www.debtspiration.com/spending/having-it-all/#comments</comments>
		<pubDate>Fri, 20 Jun 2008 14:13:07 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Consumerism]]></category>
		<category><![CDATA[Joe Dominguez]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2006/03/having-it-all/</guid>
		<description><![CDATA[If you live for having it all, what you have is never enough. In an environment of more is better, &#8220;enough&#8221; is like the horizon − always receding. You lose the ability to identify that point of sufficiency at which you can choose to stop.
— Joe Dominguez, Your Money or Your Life
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>One Penny Less</title>
		<link>http://www.debtspiration.com/spending/one-penny-less/</link>
		<comments>http://www.debtspiration.com/spending/one-penny-less/#comments</comments>
		<pubDate>Tue, 04 Mar 2008 03:37:21 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Historic Personas]]></category>
		<category><![CDATA[Spending]]></category>

		<guid isPermaLink="false">http://www.debtspiration.com/2008/03/one-penny-less/</guid>
		<description><![CDATA[Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy pocket begin to thrive; creditors will not insult, nor want oppress, nor hungerness bite, nor nakedness freeze thee.
— Benjamin Franklin
]]></description>
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		<slash:comments>0</slash:comments>
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