If you monitor your financial health quarterly, you can spot your weaknesses quickly and adjust.  One of the secrets of becoming financially fit is staying on top of your situation.
— Susan Feitelberg, Net Worth Workout

Analysis paralysis is one end of the spectrum; the other end is flying blind.  Sometimes people just coast along, fearing to ask questions and learn what they’ve been missing.  And it’s especially hard to change your habits when you conclude “there’s never enough time,” or that you’ve never been good with money.  This defeatist attitude [...]

Those who create wealth choose their good habits.  Certain forms of discipline — typically small actions and incremental adjustments — become a part of their lives.  Self-made successes keep their eyes on the prize and “automate” decisions as often as possible.
— Susan Feitelberg, The Net Worth Workout

We all want quick fixes.  We’d rather do something once and call it done than commit to something long term with gradual results.  So when we learn that we have to commit to a process, instead of performing a single task, we procrastinate and do nothing.  But with finance — just as with fitness — [...]